Most general-purpose credit scores in the U.S. use a 300 to 850 scale, where 300 is the minimum and 850 is the maximum possible score.

Quick Scoop

  • The most common models, FICO and VantageScore, both typically range from 300 (very poor) to 850 (excellent).
  • Some specialized “industry” scores (like certain auto or bankcard scores) can run on a slightly different scale, often around 250 to 900, but these are less commonly discussed by consumers.

So if you see “credit score” in a class, video, or forum and they don’t specify a special model, you can safely assume they mean a scale of 300–850 from minimum to maximum.