2026 medicare deductible
For 2026, the Medicare deductible depends on which part of Medicare you mean, because Part A and Part B have different amounts and work differently.
Key 2026 deductible amounts
- Medicare Part A (hospital) deductible 2026 :
The Part A inpatient hospital deductible is $1,736 per benefit period in
This is what you pay when you are admitted to the hospital before Medicare Part A starts paying its share.
- Medicare Part B (medical) deductible 2026 :
The annual Part B deductible is $283 in 2026.
You generally pay this amount each year before Original Medicare starts paying for most outpatient and doctor services.
Quick Part A vs. Part B view
| Medicare part | What it covers (simplified) | 2026 deductible | How often you pay it |
|---|---|---|---|
| Part A | Inpatient hospital, skilled nursing, some home health, hospice. | [3][2]$1,736 per benefit period. | [9][2][3]Per “benefit period,” which can repeat if you have a new hospital stay after a break in care. | [2]
| Part B | Doctor visits, outpatient care, labs, preventive services, some equipment. | [5][2]$283 per year. | [7][1][3][5][2]Once per calendar year before Medicare pays most Part B claims. | [5][2]
Other 2026 cost notes
- The standard Part B premium in 2026 is $202.90 per month (this is separate from the deductible, but often asked together).
- Most people still pay no Part A premium if they have enough work history, even though they may owe the Part A deductible and coinsurance when they use hospital services.
If you share whether you’re on Original Medicare, a Medigap plan, or Medicare Advantage, a more tailored explanation of what you will actually pay out of pocket in 2026 can be provided.
