The term for “a check that cannot be processed because the maker has made it invalid” is voided check.

Quick Scoop

  • A voided check is one the maker has deliberately rendered unusable, usually by writing “VOID” across it so that it cannot be cashed or deposited.
  • Voiding a check is often done to prevent payment or to safely share banking details (for example, for direct deposit) without risk that the check will be negotiated.

In many basic accounting and banking vocab lists, this exact definition is paired with the term “voided check.”

TL;DR: The answer to the definition “a check that cannot be processed because the maker has made it invalid” is voided check.

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