How can I get details about a FD that my father did long back in the 1980s if father is alive but can't visit branch physically

You can usually get the FD details without your father physically visiting the branch by using the bank’s customer service and a written authorization process. Start with the bank where the FD was made, because old FDs are often traceable through the bank’s records, old passbooks, statements, or any account number clue you have.

What to try first

1. Gather any old proof
   • Old passbook, FD receipt, account number, bank branch name, cheque book, or even old letters/statements.
   • Even a rough clue like the branch location and approximate year can help the bank search records.

2. Have your father contact the bank
   • If he is alive and mentally able, the bank usually wants the request from the account holder himself.
   • Many banks can guide him by phone, email, netbanking, or a signed request, depending on their internal policy.

3. Use a signed authorization if he cannot visit
   • Your father can usually sign an authorization letter giving you permission to ask for information on his behalf.
   • The bank may ask for his ID proof, your ID proof, and possibly a copy of the FD-related documents. Policies vary by bank.

4. Ask for a statement or deposit details
   • Request the FD number, opening date, maturity date, amount, interest rate, nomination details, renewal status, and whether it is still active or transferred to a dormant/unclaimed account.

If the FD is very old

Old deposits from the 1980s may have been renewed, transferred, closed, or moved into an unclaimed/dormant category. If the bank cannot find it immediately, ask whether there is an unclaimed deposit process or a records archive search. Some banks and national portals also help trace old dormant money.

If the bank refuses over phone

Send a written request or email to the branch and customer care, then follow up with:

• Father’s signed authorization.
• Father’s ID proof.
• Your ID proof.
• Any old FD/passbook/statement copy.
• A clear request for “FD details and current status.”

Practical wording

You can say:

“My father opened a fixed deposit in the 1980s. He is alive but cannot visit the branch physically. Please let us know the procedure to obtain FD details and current status through authorization or remote verification.”

Important note

If the FD belongs only to your father, the bank will usually not give full details to anyone else without his consent or the bank’s approved authorization process. If you want, I can draft a short authorization letter and bank request email for you.