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How does Cowry Card users load their card in nigeria

Cowry Card users in Nigeria usually load their card through the Cowry wallet first, then transfer the money to the card at a terminal or self-service device. Some users can also top up directly through supported apps or the Cowry web portal, and cash/POS recharge may be available at official terminal kiosks in Lagos.

Quick Scoop

The most common flow is:

  1. Fund your Cowry wallet using USSD, bank transfer, or a supported app.
  1. Move the money from the wallet to the Cowry Card at a bus, train, or waterway terminal using a self-service machine.
  1. Tap the card to pay on Lagos transport services like BRT and other supported routes.

Ways To Load It

  • USSD: Some supported bank USSD formats let you fund the Cowry wallet, then transfer to the card.
  • Cowry app or website: You can top up online in the official digital channels.
  • Terminal kiosks/self-service points: You can load at official transport terminals, often through attendants or machines.

Important Note

In the available sources, the card is described as being used mainly for Lagos public transport , and the wallet-to-card transfer step is emphasized repeatedly.

If you want, I can turn this into a short step-by-step guide for how to load Cowry Card from MTN, Airtel, Glo, or bank USSD.