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how much is medicare part a and b in 2026

Here’s the 2026 cost for Original Medicare :

  • Part A: Most people pay $0 per month for Part A. If you don’t qualify for premium-free Part A, the premium is up to $565 per month in 2026.
  • Part B: The standard monthly premium is $202.90 in 2026.
  • Part B deductible: $283 for the year.

At a glance

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Medicare part 2026 cost
Part A monthly premium $0 for most people; up to $565 if not premium-free
Part B monthly premium $202.90 standard premium
Part B deductible $283

Important note

If your income is above certain limits, your Part B premium can be higher because of income-related monthly adjustments. The official CMS fact sheet is the best source for the full 2026 cost breakdown.

More Part A costs

Part A also has hospital and skilled nursing facility cost-sharing in 2026, including a $1,736 hospital deductible per benefit period and daily coinsurance after certain days.

TL;DR: Most people pay $0 for Part A and $202.90/month for Part B in 2026, plus a $283 Part B deductible.