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how to check pf balance online

You can check your PF (EPF) balance online in a few simple ways using your UAN, mobile number, and the official EPFO services.

1. Main ways to check PF balance online

You have four popular options:

  • EPFO Member Passbook website
  • UMANG mobile app
  • SMS from your registered mobile
  • Missed call from your registered mobile

Below, think of it like choosing a lane at a toll plaza — all go to the same destination (your balance), just pick what’s easiest for you.

2. Check PF balance via EPFO Member Passbook (website)

This is the most direct and official way to see your PF balance and full passbook online.

What you need

  • UAN (Universal Account Number)
  • Password for EPFO passbook portal
  • Internet and a phone with OTP access

Steps

  1. Go to the EPFO Member Passbook/EPFO portal (official EPFO site’s passbook section).
  1. Click on “Member Passbook” under the “Services / For Employees” section.
  1. Log in using your UAN , password and captcha.
  1. If prompted, verify with OTP sent to your Aadhaar‑linked mobile number.
  1. Select your PF account; your current PF balance and detailed passbook (month‑wise contributions, interest, total) will be visible.

Tip: If you forgot your UAN, use the “Know Your UAN” / “Forgot UAN” option on the EPFO member portal and verify with your registered mobile, Aadhaar/PAN or PF member ID.

3. Check PF balance using UMANG app (mobile)

UMANG is a Government of India app that brings many services (including EPFO) in one place.

What you need

  • Smartphone (Android/iOS)
  • Mobile number and UAN

Steps

  1. Install UMANG from Google Play Store or Apple App Store.
  1. Register/login using your mobile number and set up your profile.
  1. In the app, search for and select “EPFO”.
  1. Go to “Employee Centric Services” → “View Passbook”.
  1. Enter your UAN and authenticate as required; your PF passbook and balance will be shown.

Why people like this method (2024–2026 trend) : Many salaried users now prefer UMANG because it avoids remembering separate EPFO URLs and works smoothly on mobile, which fits the current “everything‑on‑phone” habit.

4. Check PF balance via SMS

If you don’t have internet at the moment, SMS is a quick fallback.

Requirements

  • Your mobile number must be registered with EPFO and linked to your UAN.

Steps

  1. Open SMS on your phone.
  2. Type: EPFOHO UAN (add a space after UAN and optional 3‑letter language code, like EPFOHO UAN ENG for English).
  1. Send this SMS to 7738299899 from your registered mobile number.
  1. You will receive an SMS with your PF balance and basic account details.

Note: Language codes (ENG, HIN, etc.) let you get the reply in your preferred language, which is useful for many first‑time users.

5. Check PF balance via missed call

This is another no‑internet method, popular in smaller towns and low‑data situations.

Requirements

  • UAN must be activated
  • UAN must be linked with your mobile number , and usually also with PAN/Aadhaar/bank for full services.

Steps

  1. Give a missed call from your registered mobile number to 011‑22901406 (some guides still mention 9966044425; both are used for EPF enquiries, check which works for you).
  1. The call will disconnect automatically.
  2. You will receive an SMS with your PF balance and basic details.

This option suits you if you want just the balance , not detailed statements.

6. Quick HTML table: methods at a glance

Here’s an HTML table since you requested tables in that format:

html

<table>
  <thead>
    <tr>
      <th>Method</th>
      <th>What you need</th>
      <th>How it works</th>
      <th>Best for</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>EPFO Member Passbook (website)</td>
      <td>UAN, password, internet</td>
      <td>Login on EPFO passbook page, select PF account, view balance and full passbook.[web:1][web:3][web:5][web:7][web:9]</td>
      <td>Detailed view, month-wise contributions, interest.[web:1][web:3][web:9]</td>
    </tr>
    <tr>
      <td>UMANG app</td>
      <td>Smartphone, mobile number, UAN</td>
      <td>Open UMANG → EPFO → Employee Centric Services → View Passbook, enter UAN.[web:3]</td>
      <td>Mobile-first users, checking on the go.[web:3][web:4]</td>
    </tr>
    <tr>
      <td>SMS</td>
      <td>Registered mobile linked to UAN</td>
      <td>Send “EPFOHO UAN ENG” (or other language code) to 7738299899, get SMS with balance.[web:3]</td>
      <td>No internet situations, basic balance info only.[web:3]</td>
    </tr>
    <tr>
      <td>Missed call</td>
      <td>Registered mobile, active UAN</td>
      <td>Give missed call to 011-22901406 (or 9966044425 as per some guides), receive SMS with balance.[web:3][web:5]</td>
      <td>Very quick checks with minimal effort.[web:3][web:5]</td>
    </tr>
  </tbody>
</table>

7. Small “story” example to make it clear

Imagine Riya, who changed jobs twice in the last three years. She activates her UAN once, then:

  • Uses the EPFO passbook website at home to see that all three employers have deposited correctly, month by month.
  • Keeps the UMANG app on her phone to quickly check updated balance whenever salary gets credited.
  • When travelling with poor data, she simply sends the EPFOHO UAN ENG SMS or gives a missed call to confirm her money is safe.

That mix of online and offline options is why “how to check PF balance online” keeps trending on finance forums and YouTube guides even in 2025–2026.

Bottom note (as requested):
Information gathered from public forums or data available on the internet and portrayed here.