how to open sbi account for minor
Here’s how to open an SBI account for a minor, in simple terms.
SBI minor account options
SBI offers savings accounts for minors, including PehlaKadam and PehliUdaan. The official SBI page says PehlaKadam includes an ATM-cum- debit card in the minor’s name with withdrawal/POS limits, and the account is designed specifically for minors. SBI’s account-opening form also notes that minors may open joint accounts with their guardians.
Basic process
- Go to an SBI branch, or start from SBI’s minor savings account page.
- Choose the minor account type that fits the child’s age and needs.
- Fill out the account-opening form and complete KYC verification with the parent or guardian.
- Submit the required documents and make the initial deposit if asked by the branch or account type.
Documents usually needed
- Minor’s proof of identity and date of birth, such as a birth certificate or Aadhaar.
- Parent or guardian’s ID and address proof.
- Passport-size photos.
- Guardian’s details for signing and verification.
These document requirements are consistent with SBI’s form and the minor- account guidance from recent public sources.
Things to know
- SBI’s minor accounts are commonly described as zero-balance or low-balance friendly, but branch rules can still vary by account variant and location.
- Debit card or ATM access may be limited, especially for younger minors, and the card may be issued in the minor’s name or jointly with the guardian depending on the account type.
- Some public guides say online initiation is possible, but branch verification is still usually part of the process.
Practical tip
If the child is very young, the guardian usually handles most of the account setup. For older minors, SBI’s minor-account variants are meant to give the child more independent access, within limits set by the bank.
Information gathered from public sources and SBI’s official pages.