medicare part b premium 2026 chart

Medicare Part B’s standard monthly premium is $202.90 in 2026, with a Part B annual deductible of $283.

2026 Part B Premium Chart

Below is an HTML table showing the 2026 Medicare Part B standard premium, deductible, and the main IRMAA income brackets and premiums so it can be embedded directly in a post.

html

<table>
  <thead>
    <tr>
      <th>Category</th>
      <th>Income (Individual)</th>
      <th>Income (Married, Joint)</th>
      <th>2026 Monthly Part B Premium</th>
      <th>Notes</th>
    </tr>
  </thead>
  <tbody>
    <tr>
      <td>Standard premium</td>
      <td>Up to $109,000</td>
      <td>Up to $218,000</td>
      <td>$202.90</td>
      <td>No IRMAA surcharge.</td>
    </tr>
    <tr>
      <td>IRMAA Bracket 1</td>
      <td>$109,001 – $137,000</td>
      <td>$218,001 – $274,000</td>
      <td>$284.10</td>
      <td>Higher-income premium with IRMAA.</td>
    </tr>
    <tr>
      <td>IRMAA Bracket 2</td>
      <td>$137,001 – $171,000</td>
      <td>$274,001 – $342,000</td>
      <td>$405.80</td>
      <td>Further IRMAA increase.</td>
    </tr>
    <tr>
      <td>IRMAA Bracket 3</td>
      <td>$171,001 – $214,000</td>
      <td>$342,001 – $428,000</td>
      <td>$527.50</td>
      <td>Substantial surcharge tier.</td>
    </tr>
    <tr>
      <td>IRMAA Bracket 4</td>
      <td>$214,001 – $499,999</td>
      <td>$428,001 – $749,999</td>
      <td>$649.20</td>
      <td>Near-top surcharge tier.</td>
    </tr>
    <tr>
      <td>IRMAA Bracket 5</td>
      <td>$500,000 or more</td>
      <td>$750,000 or more</td>
      <td>$689.90</td>
      <td>Highest 2026 Part B premium.</td>
    </tr>
    <tr>
      <td><strong>Part B annual deductible</strong></td>
      <td colspan="2">All beneficiaries</td>
      <td>$283</td>
      <td>Amount you pay before Part B generally starts paying.</td>
    </tr>
  </tbody>
</table>

Quick Scoop

• The standard 2026 Medicare Part B premium is $202.90 per month, up $17.90 from 2025’s $185.00.

• The 2026 Part B deductible is $283 , which is $26 higher than the 2025 deductible of $257.

• Higher-income beneficiaries pay IRMAA surcharges, bringing 2026 Part B premiums to a range of about $284.10 up to $689.90 per month depending on income.

Why premiums went up

• CMS ties Part B premiums and deductibles to projected health-care costs and utilization under formulas in the Social Security Act, so rising spending pushes these amounts higher over time.

• Policy and pricing shifts in certain services (like wound care and skin-substitute products) contributed to pressure on 2026 costs, though some adjustments kept the premium below earlier projections.

How this hits your budget

• Most beneficiaries will see higher out-of-pocket costs in 2026 because the Part B premium and deductible both increased, and the Part A deductible also rose to $1,736.

• Reviewing Medigap or Medicare Advantage options, checking IRMAA brackets, and considering an appeal if your income recently dropped can help manage these rising expenses.

Bottom note

Information gathered from public forums or data available on the internet and portrayed here.