what is the medicare part b premium for 2026

The standard Medicare Part B premium for 2026 is $202.90 per month for most beneficiaries.

Quick Scoop

• Standard Medicare Part B monthly premium in 2026: $202.90.

• This is an increase of $17.90 from the 2025 standard premium of $185.00.

• The annual Part B deductible in 2026 is $283 , up from $257 in 2025.

Important Details for 2026

• The $202.90 amount is the standard premium; people with higher incomes pay more through IRMAA (Income-Related Monthly Adjustment Amounts).

• In 2026, IRMAA-adjusted Part B premiums range roughly from the high $280s up to about $690 per month , depending on income tier.

Why It Went Up

• The increase for 2026 is just under 10% , driven mainly by projected growth in medical costs and use of services.

• 2026 marks the first time the standard Part B premium goes over $200 per month , which is why it has become a trending discussion in Medicare and retirement forums.

If You’re Looking at Your Own Cost

• Most people enrolled in Medicare and not subject to IRMAA will see $202.90 taken from their Social Security benefit for Part B in 2026.

• If your income is above the IRMAA thresholds (starting around $109,000 for individuals and $218,000 for couples), your premium will be higher than the standard amount.

Information gathered from public forums or data available on the internet and portrayed here.