what is the retirement age in switzerland and in Germany
In Switzerland, the standard retirement age is 65 for men and 65 for women born from 1964 onward, while women born 1961–1963 have a gradual transition age between 64 and 65. In Germany, the standard statutory retirement age is also 67, but many people can retire earlier with reduced benefits depending on their contribution history and birth year.
Switzerland
- Men: 65.
- Women: 65 for those born from 1964 onward; transitional ages apply to women born 1961–1963.
- Early retirement is possible from age 63 for the basic state pension, with some women in the transition cohort able to start earlier.
- Occupational pension rules can differ, and some pension funds allow retirement earlier than the state pension age.
Germany
- The regular statutory retirement age is 67.
- Earlier retirement is possible in some cases, usually with deductions or special eligibility rules.
- The exact age can depend on your birth year and whether you meet contribution requirements.
At a glance
| Country | Standard retirement age | Notes |
|---|---|---|
| Switzerland | 65 | Women born 1961–1963 have a phased transition; early retirement can start from 63 for the state pension. |
| Germany | 67 | Earlier retirement may be possible with conditions and possible reductions. |