whats a risk of using cash?

One major risk of using cash is that it's easily lost or stolen, with no way to recover it like you can with cards.
Unlike digital payments, cash offers zero protection once it's gone.

Theft and Loss

Carrying cash exposes you to pickpockets, robbers, or simple misplacement.
Physical bills can't be traced or canceled, leading to permanent financial hits.
Businesses face extra dangers, like employee skimming or armed holdups.

No Paper Trail

Cash leaves zero records , complicating budgeting or tax reporting.
This anonymity aids tax evasion but invites audits if income goes unreported.
In disputes, you lack proof of payment, unlike bank statements.

Counterfeit Bills

Fake money slips through without scanners, costing you real value.
Even pros struggle; recent 2025 reports note rising sophisticated fakes in circulation.
Vendors or you eat the loss—no chargebacks apply.

Other Practical Downsides

• Hygiene issues : Germ-laden notes spread illness, especially post-pandemic.

• No rewards : Miss credit card points or cashback perks.

• Bulk hassle : Large sums are heavy, unsafe for big buys.

Trending Views (2025-2026)

Forums buzz about cash's role amid rising digital payments—some love its privacy, but most warn of theft in urban spots.

Financial advisors push alternatives like apps for safety, per recent articles.

TL;DR: Cash's biggest risk? Irrecoverable loss from theft—stick to cards for protection.

Information gathered from public forums or data available on the internet and portrayed here.