when do chase card sign up bonuses post

Chase sign-up bonuses usually post after you meet the spending requirement , not when the card is approved. In most cases, the bonus shows up on the statement after the eligible purchase threshold is reached and the account closes, though the exact timing can vary by card and issuer processing.

Typical timing

• Approval: the bonus does not post here.
• After spending requirement is met: Chase generally credits the bonus after the required purchases are completed and the next statement cycle finishes.
• Common wait: often a few days to one billing cycle after qualifying, depending on how quickly transactions settle and how Chase processes the account.

What to watch for

• Make sure the purchases are posted , not just pending.
• Check that your spending fits the offer terms, since some purchases may not count.
• If the bonus is late, wait until after the statement closes before assuming there is a problem.

Practical example

If your Chase bonus requires $4,000$4{,}000$4,000 in 3 months and you hit that spend on June 20, the bonus might still not appear immediately. It often posts after the next statement closes, so seeing it in the following cycle is normal. Chase’s own welcome-bonus guidance says these offers are introductory and tied to qualifying activity, which is why posting usually follows completion of the requirement rather than card approval.