where can i cash my check near me
Cashing a check nearby depends on your exact location, but common options include check-cashing stores like ACE Cash Express, banks where you have an account, grocery stores such as Kroger, or retailers like Walmart. These spots often handle payroll, personal, government, and other checks quickly, though fees apply for non-customers—typically 1-5% of the check amount.
Top Local Options (NC Area)
Recent searches highlight highly rated spots in Fayetteville, Hope Mills, Raleigh, and Durham—likely based on your T1 vicinity. These are open today (Feb 16, 2026) with strong reviews for fast service.
| Location | Address | Phone | Rating | Hours Today | ||||
|---|---|---|---|---|---|---|---|---|
| ACE Cash Express (Fayetteville) | 3308 Bragg Blvd Ste 104, Fayetteville, NC 28303 | (910) 429-2274 | 4.9 (835 reviews) | 9AM-7PM[1] | ||||
| ACE Cash Express (Fayetteville 2) | 316 N Eastern Blvd Ste 204, Fayetteville, NC 28301 | (910) 826-2274 | 4.9 (792 reviews) | 9AM-7PM[2] | ||||
| ACE Cash Express (Hope Mills) | 5539 Mc Phail St, Hope Mills, NC 28348 | (910) 429-3085 | 4.9 (536 reviews) | 9AM-7PM[3] | ||||
| PLS Check Cashers (Durham) | 1007 N Miami Blvd, Durham, NC 27703 | (919) 887-2448 | 4.6 (337 reviews) | 24 Hours[4] | ||||
| Check Cashing of Raleigh | 1100 N Raleigh Blvd #112, Raleigh, NC 27610 | (919) 832-4002 | 4.8 (158 reviews) | 8AM-8PM[5] |
General Places to Cash Checks
- Banks/Credit Unions : Free or low-fee if you're a customer; bring ID and check. Non-customers pay more for personal checks.
- Check-Cashing Stores (ACE, Speedy Cash, PLS) : No account needed; cash most checks instantly (payroll, tax refunds, insurance). Fees competitive, open longer hours.
- Grocery/Retail (Kroger, Walmart) : Convenient for small checks; use Money Services desk, often with shopper discounts.
- Apps (Ingo Money, PayPal) : Snap photos for digital cashing, but hold funds 1-3 days; good backup.
Quick Steps to Cash Your Check
- Gather docs : Valid government ID (driver's license, passport); some need SSN or second ID.
- Call ahead : Confirm they cash your check type (e.g., personal checks cost more) and current fees.
- Visit : Endorse check, pay fee, get cash same day—no bank account required at most spots.
- Pro tip : Compare fees online or via apps; avoid high % on large checks.
Imagine rushing in after payday—staff like Tracey at ACE handle it "in no time" per reviews, turning that paper into spendable cash before dinner. For nationwide chains, ACE has 55+ years cashing tough checks others skip.
TL;DR : Head to nearby ACE Cash Express or PLS for reliable, quick cashing—open now with top ratings. Fees apply, ID required; banks best if you bank there.
Information gathered from public forums or data available on the internet and portrayed here.