For Chase Sapphire Preferred, the hotel credit works only on hotel bookings made through Chase Travel, and it shows up as a statement credit after the charge posts—not as an instant discount at checkout. If you book with points, that credit generally does not apply to the points portion of the stay, because the credit is tied to eligible paid Chase Travel hotel purchases, and purchases that use the hotel credit do not earn points on the covered amount.

How it works

  • You book the hotel through Chase Travel.
  • You pay with your eligible Sapphire card.
  • Chase later applies up to $100 as a statement credit each cardmember year.
  • The credit renews on your account anniversary and unused amounts do not roll over.

When points are involved

If you redeem points for the hotel booking, the credit usually only matters on any remaining cash amount you pay, not on the points-covered part of the stay. Chase’s own guidance says the credit applies to qualifying hotel accommodation purchases through Chase Travel, and those qualifying purchases do not earn rewards points on the credited amount.

Practical example

If a Chase Travel hotel costs $250 and you use points to cover part of it, the $100 hotel credit would only offset the eligible paid portion that remains after points are applied, assuming the booking still qualifies.

Important caveat

The exact outcome depends on how the booking is structured in Chase Travel, so a fully points-paid reservation typically won’t produce a hotel-credit reimbursement on the points portion.