A safe deposit box usually costs somewhere between about 30–300 USD per year , with most “standard” small or mid‑size boxes landing roughly in the 50–200 USD per year range at banks and credit unions in 2025–2026.

Typical price ranges

  • Small boxes (around 3" x 5" or similar) often run about 30–80 USD per year , depending on the bank and location.
  • Medium boxes (for more documents and small valuables) are commonly in the 80–150 USD per year range.
  • Large boxes (around 10" x 10" or bigger) can cost roughly 150–300 USD per year , sometimes more in high‑cost urban areas or for very large sizes.

What affects the cost

  • Box size: Bigger box, higher annual fee; small boxes might be under 100 USD per year, while larger ones can be 200 USD or more.
  • Location & bank: Major city branches and big national banks tend to charge more than small‑town branches or some credit unions.
  • Customer discounts: Some institutions discount or waive the fee if you hold premium accounts or maintain a certain balance.
  • Private vaults: Independent or high‑security vault companies can charge more than banks, especially for 24/7 access or premium features.

Extra fees to keep in mind

  • Key deposit or key fee: Many banks charge a small refundable deposit or a fee for issuing keys.
  • Drilling / lost key: If you lose the key, drilling the box open can easily add 100–200+ USD in one‑time costs.
  • Late or notice fees: Some charge small annual billing or late‑payment fees (for example, a few dollars per year or per late notice).

At‑a‑glance cost table (HTML)

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Box size / type Typical annual cost (USD) Notes
Small (≈3" x 5") 30–80 For passports, a few documents or small items.
Medium (e.g., 5" x 10") 80–150 Good for multiple documents and small valuables.
Large (≈10" x 10" or more) 150–300+ For bulk papers or larger items; higher in big cities.
Private vault / premium Often higher than banks May include 24/7 access and extra security features.
Lost key / drilling ≈100–200+ (one‑time) Charged if the bank has to drill open the box.

Quick takeaway

  • If you just need a small bank safe deposit box , planning on about 50–100 USD per year is a reasonable ballpark in many U.S. areas today.
  • For a large box or high‑cost city , budgeting 150–250+ USD per year plus possible key or drilling fees is safer.

Information gathered from public forums or data available on the internet and portrayed here.