how much does it cost to freeze your eggs

Freezing your eggs, also known as oocyte cryopreservation, typically costs between $10,000 and $15,000 per cycle in the US as of early 2026, covering monitoring, retrieval, and initial freezing/storage. Medication expenses add another $4,000-$6,000 , while annual storage fees range from $500-$1,000 thereafter. Prices vary by clinic, location, and insurance—some employers now cover it partially.
Cost Breakdown
Here's a detailed table of average 2025-2026 expenses from top clinics:
| Component | Average Cost | Notes |
|---|---|---|
| Single Cycle (Monitoring, Retrieval, Freezing) | $8,000-$12,000 | Includes 1-year storage; discounts for multiples |
| Medications | $4,000-$6,000 | Stimulates egg production; not always covered |
| Anesthesia | $500-$1,500 | Per procedure |
| Annual Storage (After Year 1) | $500-$1,000 | Ongoing; varies by facility |
| Total First Cycle (All- In) | $12,000-$15,000 | National avg. per Freeze.health data |
Factors Affecting Price
Costs fluctuate based on several key elements. Urban hubs like NYC or SF charge up to 20-30% more than Midwest clinics. Age and egg yield matter—women under 35 often need fewer cycles for viable results. Insurance coverage has grown; ~20% of large US firms (e.g., Google, Apple) reimburse via benefits as of 2025.
- Location : NYC/LA: $14k+ avg.; Chicago: ~$8k base
- Clinic Experience : High-success centers like CCRM hit $10k-$12k per cycle
- Multi-Cycle Deals : 15-20% off second/third within months
- Financing : Loans, grants (e.g., Cookies for Kids Cancer), or payment plans common
Real Stories & Forum Insights
Women on Reddit share raw experiences: one 34-year-old paid $13k total but questioned house savings vs. future fertility amid disorganized clinics. Another via CBS/60 Minutes highlighted emotional ROI—peace of mind despite no insurance, averaging $12k-$13k out-of-pocket. Trending in 2026: Freeze.health's tool compares 330+ clinics globally, noting international options (e.g., Mexico) at 40-60% less.
"The office staff seemed disorganized... but the doctor has a great reputation." – Reddit user debating $10k+ spend
Insurance & Savings Tips
Check employer perks first—post-2024 trends show rising coverage under President Trump's pro-family policies. Shop via Freeze.health for quotes; bundle testing (~$225-$500). Multiple cycles boost success (aim 15-20 eggs), but start with consults.
TL;DR : Expect $12k-$15k first cycle; shop clinics, leverage insurance—empowering future options amid 2026's fertility boom.
Information gathered from public forums or data available on the internet and portrayed here.