NZ Super (New Zealand Superannuation) for 1 April 2025–31 March 2026 is roughly in the mid–NZD 500s per week before tax for a single person, and around mid–NZD 800s per week total for a couple where both qualify, depending on living situation and tax code.

Key current rates (2025–2026)

These are typical after-tax amounts using the common “M” tax code for the period 1 April 2025 to 31 March 2026. Exact figures can vary slightly by source and rounding.

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Living situation Weekly (approx, after tax) Fortnightly (approx, after tax) Notes
Single, living alone (or with a dependent child) About $538–$540 About $1,076–$1,080 Includes “living alone” payment; higher rate to reflect costs.
Single, sharing (not with a partner) About $497 About $994 Lower than living-alone because housing costs can be shared.
Couple – both qualify About $828 per week total (around $414 each) About $1,656 per fortnight total Paid as a combined amount for the couple.
Couple – only one qualifies About $414 per week for the qualifying person About $828 per fortnight Partner who doesn’t qualify is not included in the payment.

What affects how much you get

  • Your living situation : whether you live alone, share with others, and whether you have a partner changes the base rate.
  • Your tax code : the figures above assume tax code “M”; if you use S, SH, ST, or SA, your take-home will be lower because more tax is deducted.
  • Any overseas pension : some overseas pensions can be offset against NZ Super under “direct deduction” rules.

Timing and increases

  • NZ Super is adjusted each year on 1 April, usually at least in line with inflation and linked to average wages, so amounts change over time.
  • Payments are made fortnightly , generally on a Tuesday, into your bank account.

Quick check for your own situation

To get the most accurate figure for “how much is NZ Super” for you personally, you would need to know:

  1. Your living situation (single vs couple, living alone vs sharing).
  1. Your tax code and whether you have other income or an overseas pension.

You can then compare your details to the latest rates on official New Zealand government sites (Work and Income) or trusted NZ personal finance guides, which publish updated NZ Super tables each year.

Information gathered from public forums or data available on the internet and portrayed here.