Chase does not appear to offer a public “Charlton” credit card. The closest likely match is the Chase Ritz-Carlton Credit Card , which is a Marriott-branded card from Chase, not a standalone “Charlton” card.

What to do

If you meant the Ritz-Carlton card, the usual path is:

  1. Get a Marriott Bonvoy card first, if needed.
  2. Keep the account open and in good standing.
  3. Ask Chase about a product change or eligible upgrade path.
  4. Use Chase’s official Ritz-Carlton card page or call the listed customer service line for current guidance.

Important notes

  • Chase’s public application pages show that credit card eligibility depends on standard factors like residency, age, creditworthiness, income, and existing debt.
  • A forum-style “secret hack” or social media workaround is not a reliable source for getting approved.
  • If you are in the UK and meant a different Chase card, Chase UK says applicants must be 18+, a UK resident, have a Chase account, and pass credit and affordability checks.

Best next step

The safest move is to check the official Chase Ritz-Carlton page and contact Chase directly using the phone numbers listed there.

Would you like me to help identify whether you meant the Ritz-Carlton card or a different Chase card?