Quick Scoop

To manage a beneficiary in YONO SBI , open the app, go to YONO Pay , then choose Bank Transfer and look for Add/Manage Beneficiary or Pay a New Beneficiary. SBI’s customer-care page confirms that beneficiary management is handled from the bank transfer flow, and guides also show that you may need your profile password and OTP to complete the process.

How it works

  1. Log in to the YONO SBI app.
  2. Open YONO Pay.
  3. Tap Bank Transfer.
  4. Select Add/Manage Beneficiary or Pay a New Beneficiary.
  5. Enter your profile password.
  6. Choose SBI account or other bank account.
  7. Enter the beneficiary’s name , account number , and for other banks, the IFSC code.
  8. Set the transfer limit , review details, and confirm with the OTP sent to your registered mobile number.

Beneficiary types

  • SBI beneficiary: Used when the recipient has an SBI account.
  • Other bank beneficiary: Used when the recipient has an account in another bank, and you must enter the IFSC code too.
  • Manage beneficiary: Usually means viewing, editing, or approving an already added payee from the same transfer section.

Things to watch

The details must match exactly, especially the account number and IFSC code, because beneficiary setup is security-sensitive and mistakes can block transfers. Some guides also mention a short waiting period before the beneficiary becomes active for transfers.

Minimal version

Open YONO SBI → YONO Pay → Bank Transfer → Add/Manage Beneficiary , then enter details and verify with OTP.

TL;DR: In YONO SBI, beneficiary management is done from YONO Pay > Bank Transfer, where you can add, view, or manage beneficiaries using your profile password and OTP.