How to Remove a Payment Method on Discord

To take off (remove) a payment method from your Discord account, go to User Settings > Billing, click Edit next to the card or PayPal entry, then choose Delete payment method and confirm.

⚠️ If you have an active Nitro or other subscription tied to that payment method, Discord may require you to cancel the subscription first or add a new payment method before you can delete the old one.

Step-by-step (Desktop App or Browser)

These steps work on both the Discord desktop app and the website (discord.com/app):

  1. Open Discord and log in.
  2. Click the gear icon (User Settings) near your username at the bottom left.
  3. In the left sidebar, scroll down and click Billing (under “Billing Settings”).
  1. Under Payment Methods , find the card or PayPal account you want to remove.
  2. Click Edit to the right of that payment method.
  1. Scroll down and click Delete payment method.
  2. Confirm when prompted (you may need to re-enter your Discord password).

Once confirmed, that payment method is removed from your Discord account.

On Mobile (iPhone / Android)

The mobile app sometimes hides or limits billing options. If you don’t see Billing or can’t delete a method inside the app, use a mobile browser instead:

Option A – In the Discord app (if available)

  1. Open the Discord app.
  2. Tap your profile icon (bottom right) to open User Settings.
  3. Scroll to Subscriptions or Billing (varies by version/OS).
  1. Tap Payment methods.
  2. Tap the three dots or Edit next to the method you want to remove.
  3. Choose Remove or Delete payment method and confirm.

If those options are missing or greyed out, use Option B.

Option B – Via mobile browser (works reliably)

  1. Open a browser (Chrome, Safari, etc.) and go to:
    https://discord.com/app

  2. Log in if needed.

  3. Tap the three-dot menu (or hamburger menu) and then the gear icon for User Settings.

  4. Go to Billing → Payment Methods.

  1. Tap Edit next to the payment method.
  2. Tap Delete payment method and confirm.

This is the most consistent way to remove payment info on mobile.

What If You Can’t Delete It?

Common reasons and fixes:

  • Active subscription linked
    • Go to User Settings > Subscriptions (or Billing > Subscriptions).
    • Cancel the active Nitro or other subscription.
    • After cancellation is processed (it usually remains active until the end of the billing period), try deleting the payment method again.
  • Discord won’t let you delete the only payment method
    • Some setups require at least one valid payment method while a subscription is active.
    • Either:
      • Cancel the subscription first, then remove the card/PayPal, or
      • Add a different payment method, switch the subscription to that, then remove the old one.
  • Option missing or greyed out on mobile
    • Use the browser method (discord.com/app) as described above.

Does Removing a Payment Method Cancel Nitro?

No. Removing a payment method does not automatically cancel your Nitro or other subscriptions.

  • If you want to stop being charged, you must cancel the subscription separately in User Settings > Subscriptions.
  • After cancellation, your Nitro stays active until the current billing period ends, and then it won’t renew.

Quick Checklist

  • Open User Settings (gear icon).
  • Go to Billing → Payment Methods.
  • Click/tap Edit next to the card or PayPal.
  • Choose Delete payment method and confirm.
  • If blocked, cancel active subscriptions first or add a replacement payment method.

TL;DR:
Go to User Settings → Billing → Payment Methods , click Edit on the card/PayPal, then Delete payment method and confirm. If you have Nitro or another active subscription, cancel or switch its payment method first.

Information gathered from public forums or data available on the internet and portrayed here.