how to transfer money from apple pay to cash app
You can move money from Apple Pay to Cash App, but not in one direct step; you have to route it through a linked bank account or a debit card that both services accept.
Does Apple Pay send directly to Cash App?
- There is no builtâin âApple Pay â Cash Appâ transfer button right now.
- The standard workaround is:
- Apple Cash â your bank (or debit card) â Cash App balance.
Think of Apple Pay and Cash App as two separate wallets that both talk to your bank, not directly to each other.
Method 1: Via bank account (most common)
This is the usual, lowâfriction method if your bank is already linked in both places.
Step 1 â Apple Cash to your bank
- Open Wallet on your iPhone or iPad.
- Tap your Apple Cash card.
- Tap the More button (âŚ) and choose Transfer to Bank.
- Enter the amount you want to move, then tap Next.
- Choose:
- 1â3 Business Days : no fee, standard transfer.
* **Instant Transfer** : goes to an eligible debit card in minutes but usually has about a 1.5% fee (exact fee may vary).
- Confirm with Face ID, Touch ID, or your passcode.
Step 2 â Bank to Cash App
- Open Cash App and go to the Money (banknote) tab.
- Tap Add Cash.
- Enter the same amount (or whatever you want to add) and tap Add.
- Confirm with your PIN, Touch ID, or Face ID.
Once this completes, the money shows up in your Cash App balance, ready to send, spend, or withdraw.
Method 2: Using a debit card (for faster transfers)
Some guides and providers suggest using a debit card that is linked to Apple Cash and then adding that same card to Cash App to speed things up.
- Link a debit card to Apple Cash, then use Instant Transfer to send money to that card instead of a standard bank transfer.
- In Cash App, go to your profile â Linked Banks â Link debit card , and add that same card as a funding source.
- After that, âAdd Cashâ in Cash App pulls funds from the debit card that just received the Apple Cash transfer.
This does not turn it into a true oneâtap Apple Pay â Cash App transfer, but it can make the whole loop faster if your bank transfers are slow.
Key tips, limits, and things to watch
- No direct link : If you see any âexport directly from Apple Pay to Cash Appâ claims, assume they still mean going through a bank or card in practice.
- Transfer limits : Both Apple Cash and Cash App have daily/weekly limits on how much you can send, receive, or cash out, so large moves may need to be split.
- Fees :
- Standard bank transfers from Apple Cash usually cost nothing but can take 1â3 business days.
* Instant transfers to a debit card charge a percentageâbased fee.
- Card compatibility : Cash App typically supports Visa and Mastercard debit cards; if your Apple Cash instantâtransfer card is different, you might not be able to link it.
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- The H1 title and an H2 like âHow to transfer money from Apple Pay to Cash App using a bank accountâ.
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- Sprinkle related phrases like âlatest newsâ, âforum discussionâ, and âtrending topicâ in sections where you:
- Mention that users still ask in Apple and Cash App forums how to do this because there is no direct transfer yet.
* Reference that as of 2026, this indirect method is still the norm.
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