salman has rs. 50,000 in his bank account. he has taken a loan of rs. 30,000 from his bank. he has also invested rs. 40,000 in shares. how much is his total liability?
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Quick Scoop
Salman’s Bank Balance & Liability Situation
Let’s break this down clearly — Salman’s financial standing comes with a mix of savings, loans, and investments. To figure out his total liability , we focus on what he owes , not what he owns.
🧮 Breakdown of Salman’s Finances
| Particulars | Amount (Rs.) | Category |
|---|---|---|
| Bank Account Balance | 50,000 | Asset |
| Loan Taken from Bank | 30,000 | Liability |
| Investment in Shares | 40,000 | Asset |
💡 Step-by-Step Logic
- Identify liabilities: Only the loan counts as a liability because it’s money owed.
- Ignore assets: Bank balance and share investments are considered assets, not debts.
- Total liability = Rs. 30,000.
So, regardless of how much Salman has invested or saved, his total liability is Rs. 30,000.
📊 Financial Insight
While his assets add up to Rs. 90,000 (₹50,000 in cash + ₹40,000 in shares), his only actual liability is the loan. If he wanted to know his net worth , it would be: Net worth = Total assets – Total liabilities = 90,000 – 30,000 = Rs. 60,000 But that’s a different question. For now, the clear answer to “How much is his total liability?” is:
✅ Rs. 30,000
Bottom note: Information gathered from public data and educational explanations to aid financial understanding.
