Using your mobile banking app, you can do far more than just “check your balance” – it’s become a full control panel for your money.

Everyday things you can do

  • View real‑time account balances and recent transactions so you always know what’s going in and out.
  • Deposit checks by taking photos (mobile check deposit), avoiding trips to a branch or ATM.
  • Transfer money between your own accounts or send money to family and friends, often instantly.
  • Pay bills, set up one‑off or recurring payments, and avoid late fees with in‑app bill pay tools.
  • Find nearby ATMs or branches using built‑in maps and location‑based services.

Security and control

  • Log in with biometrics like fingerprint or face recognition, plus strong authentication for extra safety.
  • Get instant alerts for low balances, large transactions, or suspicious activity so you can react quickly.
  • Lock and unlock your cards, set spending limits, and control where and how your card can be used.
  • See and manage which third parties have access to your banking data via privacy and security centers.

Smarter money management

  • Use built‑in budgeting and spending insights that categorize your purchases and show where your money goes.
  • Set savings goals and track progress, sometimes with automated savings tools that move small amounts for you.
  • Access financial wellness content, tips, and guidance directly inside the app.

Newer, “2025–2026 style” features

  • Chat with AI‑powered assistants or in‑app support to get quick answers or help with tasks.
  • Make cardless ATM withdrawals using a one‑time code on your phone instead of a physical card.
  • Apply for loans or cards, manage digital cards, and use your phone for contactless payments.

Mini example

Imagine it’s Friday night, your paycheck just landed, and a bill is due tomorrow. You can open your app, confirm your salary hit the account, move some money to savings, pay the bill, and set an alert if your balance drops below a certain amount—without going near a branch.

Information gathered from public forums or data available on the internet and portrayed here.