INT.PD (or Int.pd) on a bank statement usually means “interest paid” – the interest your bank has credited to your account.

Quick meaning

  • INT or Int. = Interest.
  • PD / Pd = Paid.
  • So INT.PD = Interest paid to you and added to your balance , often on savings or fixed/term deposits.

In many Indian bank statements (for example Axis or ICICI), the legend or notes section explicitly explains that:

  • “Int.pd” means interest paid to customer.
  • “Int.Coll” or similar means interest collected from the customer (e.g., loan or overdraft interest).

How it shows up on your statement

When you see a line like “INT.PD” or “INT PD”:

  • It will usually be in the credit column, increasing your account balance.
  • It often appears quarterly or monthly , depending on your bank’s interest credit cycle.
  • The description might be short, for example:
    • “INT.PD – Credit”
    • “Int Pd SB A/c” (interest paid on savings bank account).

Simple example

Suppose on 30 June your statement shows:

  • Description: INT.PD
  • Credit: 237.50
  • Balance goes up by 237.50

That line is the interest the bank has paid you for keeping money in that account over the previous period.

Related abbreviations you might see

  • INT – Interest (generic, could be interest paid or interest charged; context/legend will clarify).
  • Int.Coll / INT COL – Interest collected from you (for loans/overdrafts); this will show as a debit.
  • Other short codes (like PPD, INDN, etc.) are just different banking descriptors and not directly related to INT.PD.

If you’re ever unsure

Because each bank can format statements slightly differently, always:

  1. Check the “Legends” or “Abbreviations” section of your statement – many banks list “Int.pd – Interest paid to customer” there.
  1. Look at whether the line is credit or debit :
    • Credit + “INT.PD” → interest you earned.
 * Debit + “Int.Coll” / “INT CHG” → interest you paid.
  1. If amounts look off, contact your bank’s customer support and ask them to confirm the specific entry.

Information gathered from public forums or data available on the internet and portrayed here.