The Swift code (BIC) most commonly used for JazzCash international transfers and Payoneer linkage is UNILPKKA.

However, there is an important catch: JazzCash is a mobile wallet service backed by United Bank Limited (UBL) in Pakistan, so the Swift code technically belongs to the partner bank , not to “JazzCash” as a standalone bank. That means:

  • For most Payoneer-to-JazzCash and similar setups, users report using UNILPKKA as the Swift/BIC for the underlying UBL account that powers JazzCash.
  • The actual IBAN and beneficiary name you use can differ depending on the specific JazzCash–Payoneer arrangement, and guides show example IBANs tied to UBL rather than a separate “JazzCash Bank”.

Because Swift/BIC details can change and may vary by use case (Payoneer, other platforms, or specific UBL branches), you should always:

  1. Double‑check inside your JazzCash app / official JazzCash documentation for the exact Swift/BIC and IBAN they currently require for your use case.
  1. If anything looks different from UNILPKKA , contact JazzCash or UBL support and confirm before sending any international transfer, as using the wrong Swift code can cause delays or rejections.

In simple terms: people widely use UNILPKKA as the Swift code “for JazzCash”, but it is actually the Swift code of UBL, and you should verify it against the latest official instructions for your own account and country setup.

Bottom note: Information gathered from public forums or data available on the internet and portrayed here.