The standard 2026 Medicare Part B premium is $202.90 per month for most beneficiaries, with a $283 annual Part B deductible.

Quick Scoop

  • The standard monthly Medicare Part B premium in 2026 is $202.90.
  • This is an increase of $17.90 from the 2025 standard premium of $185.00.
  • The 2026 Part B annual deductible is $283 , up from $257 in 2025.

Higher-income premiums (IRMAA)

Some people pay more than the standard $202.90 because of income-related adjustments (IRMAA). These higher 2026 Part B premiums range from $284.10 up to $689.90 per month , depending on modified adjusted gross income and filing status.

Why it’s going up

  • The increase is tied to projected higher health care prices and greater use of medical services by beneficiaries, which drive up program costs.
  • The roughly 10% jump in the Part B premium outpaces typical Social Security cost-of-living adjustments, which can squeeze people on fixed incomes.

What this means for you

  • If you are a typical Medicare enrollee with average income, plan for $202.90/month to be withheld from your Social Security (or billed directly) for Part B in 2026.
  • If your income is higher than about $109,000 (single) or $218,000 (married) , expect an IRMAA surcharge and a higher monthly Part B amount.

Information gathered from public forums or data available on the internet and portrayed here.