“The Rip” is a crime thriller movie, and the title is based on a real-life policing term and a real experience from a Miami narcotics officer’s life.

What “the rip” means

In law-enforcement and crime slang, a rip refers to a big illegal “seizure” or “robbery” of cash, drugs, or weapons, often involving crooked cops or criminals ripping off a stash house. In the context of the film, it specifically points to a multimillion‑dollar stash of cartel money discovered in a house and the dangerous scramble over who gets it and who can be trusted.

What the movie is based on

  • Writer‑director Joe Carnahan has said The Rip is inspired in part by a deeply personal real experience of a friend who was head of tactical narcotics for Miami‑Dade police and a father, blending elements of that real-world corruption/undercover world with fiction.
  • The story also draws stylistically on classic 1970s cop thrillers like Serpico and Prince of the City , and more recent crime films like Heat , focusing on morally conflicted officers, loyalty, and betrayal.

In short

When people ask “what is The Rip based on,” the answer is:

  • The title is based on the slang term for a big rip‑off or seizure of illegal money/contraband by cops or criminals.
  • The plot is loosely based on (and dramatized from) a real Miami tactical narcotics officer’s experiences with high‑stakes operations and internal corruption, not a single specific documented case.

Information gathered from public forums or data available on the internet and portrayed here.