In the U.S., a net worth over $4 million is roughly 4.8% of households , based on recent estimates cited from Federal Reserve-derived analysis. Another source gives a similar figure of about 3.44% , so a reasonable shorthand is about 3%–5% of U.S. households.

What that means

  • $4 million places someone in the very high-net-worth range.
  • The exact percentage changes depending on whether the count is based on households or individuals, and which wealth dataset is used.
  • These estimates are for the U.S., not the global population.

Simple takeaway

If you mean U.S. households , the best quick answer is: about 1 in 20 households, or a little less.