The app most people mean is Venmo , which lets you send, receive, and split money with other people online. It’s a common choice for paying friends, roommates, or casual business payments.

Other common options

  • PayPal : widely used for online payments and invoices.
  • Cash App : popular for quick person-to-person transfers.
  • Zelle : often used for bank-to-bank transfers in the U.S..

Which one to use

  • For friends and split bills: Venmo.
  • For invoices or shopping online: PayPal.
  • For direct bank-style transfers: Zelle.

If you meant the app people use to collect payments from customers , PayPal or Stripe is usually the better fit.