Revolut is generally a debit card , and in some regions it also offers virtual cards and other card tiers tied to its account plans. Its cards can be Visa or Mastercard , depending on the country, and Revolut’s help pages say it offers physical and virtual cards.

Quick Scoop

  • Main type: debit card.
  • Card networks: Visa or Mastercard, depending on location.
  • Formats: physical and virtual cards.
  • Plan tiers: Standard, Plus, Premium, and Metal in some markets.

Simple answer

If someone asks, “Is Revolut a credit card?” the short answer is usually no — it’s typically a debit/prepaid-style card linked to your Revolut balance , not a traditional credit card.

If you want, I can also explain the difference between Revolut debit, prepaid, and virtual cards in one quick table.