In Polish, the closest equivalent to English ch as in “chess” is usually cz.

Pronunciation note

Polish cz is pronounced like the ch sound in chess or church , though it can sound a bit harder or stronger than English.

Important distinction

Polish ch is not the same sound as English ch in chess ; in standard Polish, ch and h are pronounced the same way, as a guttural h -like sound.

So the short answer is: English “ch” in chess = Polish “cz”.