Banks in the U.S. are generally closed on Veterans Day because it is a federal holiday observed every year on November 11.

Key facts

  • Veterans Day is a federal holiday that always falls on November 11, regardless of the day of the week.
  • Most major banks and credit unions follow the federal holiday schedule and close their physical branches for the entire day.
  • ATMs, mobile apps, and online banking remain available even when branches are closed, but some transactions may not post until the next business day because the Federal Reserve is also on a holiday schedule.

Typical closure details

  • Banks close at the end of business on November 10 and reopen on the next regular business day after November 11.
  • In recent years, large institutions such as Bank of America, Wells Fargo, Chase, and Citibank have all closed their branches on Veterans Day.
  • A few banks occasionally operate limited branches or special locations, but this is the exception, not the rule, so checking your specific branch’s hours is important.

How to plan around it

  • Handle in‑person tasks (cashier’s checks, wire transfers, large cash withdrawals, in‑branch account changes) before November 11.
  • Use ATMs and online banking for deposits, balance checks, and transfers, keeping in mind that processing may post on the next business day.
  • If you are unsure whether your bank is closed for Veterans Day, look up its holiday schedule or call the local branch a few days in advance.

Information gathered from public forums or data available on the internet and portrayed here.