The 4th of July federal holiday in 2026 is observed on Friday, July 3, 2026 , because Independence Day falls on Saturday, July 4, 2026.

Quick Scoop

  • Actual holiday date: Saturday, July 4, 2026.
  • Observed federal holiday: Friday, July 3, 2026.
  • Who gets the day off: Federal employees generally observe the holiday on July 3, while many offices and banks adjust hours around the weekend.
Date Status
July 3, 2026 Observed federal holiday
July 4, 2026 Independence Day
TL;DR: for federal holiday purposes in 2026, **you should treat Friday, July 3 as the observed day off**.