The Bank of Canada’s next interest rate announcements follow a fixed schedule and are released at 9:45 a.m. Eastern Time.

Quick Scoop

  • In 2026 there are eight interest rate announcement dates.
  • All of them are scheduled for 9:45 a.m. ET on the specified day.
  • The announcements are posted on the Bank of Canada’s official site and followed by market and media commentary throughout the morning.

2026 Bank of Canada Interest Rate Announcement Dates

Here are the official 2026 dates for policy interest rate announcements:

  • Wednesday, January 28, 2026
  • Wednesday, March 18, 2026
  • Wednesday, April 29, 2026
  • Wednesday, June 10, 2026
  • Wednesday, July 15, 2026
  • Wednesday, September 2, 2026
  • Wednesday, October 28, 2026
  • Wednesday, December 9, 2026

All of these announcements are set for 09:45 (ET). On the January, April, July, and October dates, the Bank also releases its Monetary Policy Report , which gives deeper forecasts on growth and inflation.

Why this is a trending topic

  • These announcement days often move mortgage rates, bond yields, and the Canadian dollar within minutes.
  • Forums and finance subreddits typically light up just before and after the decision, with people reacting to changes (or no changes) in rates and what it means for mortgages and housing.
  • In recent years, every decision has been watched closely because of high debt levels and concerns about affordability and recession risk.

Many online discussions frame it as: “Rate up: the economy is in trouble. Rate down: the economy is in trouble. Rate unchanged: the economy is in trouble.”

Quick tip if you care about mortgage or loan costs

  • Watch the 9:45 a.m. ET announcement time on those dates. Markets and lenders can react very quickly—sometimes the same day.
  • For deeper context, look at the Bank’s Monetary Policy Report on the January, April, July, and October announcements; that’s where they explain their outlook and what might come next.

TL;DR: The Bank of Canada interest rate announcements in 2026 are on eight scheduled Wednesdays, all at 9:45 a.m. ET, starting with January 28, 2026.

Information gathered from public forums or data available on the internet and portrayed here.