SoFi Technologies’ most recent earnings were released on January 30, 2026, covering Q4 2025, and the next earnings report is expected on April 28, 2026, before the market opens.

Quick scoop: when is SoFi earnings?

  • The Q4 2025 earnings report and call took place on January 30, 2026 (a Friday), scheduled before the market open.
  • Forward calendars currently show the next SoFi earnings (for Q1 2026) as April 28, 2026 , also slated before the market open and listed as an inferred/estimated date on earnings calendars.
  • These forward dates can still shift slightly as the company formally confirms them via its investor relations page and press releases.

Simple date snapshot (HTML table)

Type Earnings Date Quarter / FY Time of Day Status
Last reported Jan 30, 2026 Q4 2025 Before market Confirmed
Next expected Apr 28, 2026 Q1 2026 Before market Inferred / estimated

Forum / trader angle

On forums and trading chats, people usually watch SoFi earnings for:

  1. Revenue growth versus expectations and how fast the lending and tech-platform segments are scaling.
  1. EPS surprises (beats or misses) and how that ties into the profitability story that really picked up through 2025.
  1. Guidance and commentary on member growth, product adoption, and any updates on regulation or macro headwinds.

“Earnings days are when SOFI actually moves — I just mark the premarket, listen to the call, and then decide whether to trade or just hold.” (typical sentiment you’ll see echoed in retail-investor discussions)

Timing tips

  • Check SoFi’s official investor relations page as the date approaches, since that is where the company posts definitive releases and call details.
  • Many retail traders also double-check brokerage apps, calendar sites, or news feeds the week before, in case the time or day is updated.

Bottom line:
If you’re planning around “when is SoFi earnings,” circle January 30, 2026 as the latest one just reported and April 28, 2026 as the next expected earnings date, and confirm closer to the day via official channels.

Information gathered from public forums or data available on the internet and portrayed here.