The next Reserve Bank of Australia (RBA) interest rate decision is scheduled for Tuesday, 3 February 2026 at 2:30 pm Sydney time (AEDT).

Quick Scoop

  • The RBA now meets eight times a year instead of monthly, under the newer, streamlined schedule introduced in 2024.
  • For 2026 , the first monetary policy meeting runs 2–3 February , with the cash rate decision released on 3 February at 2:30 pm AEDT.
  • As of late 2025, the cash rate sits around 3.6% , and markets had been pricing in a high chance of hikes later in 2026, though the immediate February meeting was expected to be a hold by many analysts.

Key 2026 RBA decision dates

Here are the planned 2026 meeting windows where interest rate decisions are announced on the second day, at 2:30 pm Sydney time:

Meeting window (2026) Decision announcement day Notes
2–3 February 3 February, 2:30 pm AEDT Next RBA interest rate decision
16–17 March 17 March Autumn meeting, after more inflation and labour data
4–5 May 5 May Often closely watched for budget and growth implications
15–16 June 16 June Mid‑year update on inflation trajectory
3–4 August 4 August Post‑winter data, markets often price in possible moves
14–15 September 15 September Spring meeting, sometimes pivotal for housing market sentiment
2–3 November 3 November Pre‑Christmas spending and inflation positioning
7–8 December 8 December Last meeting of the year
[1][3]

Market and forum chatter

  • Economic calendars and finance sites highlight 3 February 2026 as the next key date in rate watchers’ diaries.
  • Forum and social discussions through 2025 focused heavily on whether the RBA would cut in August 2025 and then pivot to hikes or holds into 2026, reflecting the uncertainty around inflation and growth.
  • Many commentators stress that each decision is now very “meeting by meeting” , driven by incoming data like CPI, wages, and unemployment.

Why this matters for you

  • If you have a variable‑rate home loan or business loan , the 3 February decision will be the next moment your repayments could change.
  • If you’re fixing a rate , lenders often adjust offers ahead of the RBA if markets strongly expect a move, so watching both the meeting date and market commentary can help timing.

For now, the date to circle in your calendar for the next RBA interest rate decision is 3 February 2026 at 2:30 pm AEDT.

Note: Information gathered from public forums or data available on the internet and portrayed here.