The next scheduled opportunity for a US interest rate cut announcement is at the Federal Reserve’s upcoming policy meeting on January 27–28, 2026 , with the decision typically released on January 28 around 2:00 p.m. ET.

Quick Scoop on “when is US rate cut announcement”

  • The Federal Reserve sets US interest rates at Federal Open Market Committee (FOMC) meetings.
  • For 2026 , the scheduled FOMC meeting dates are: January 27–28, March 17–18, April 28–29, June 16–17, July 28–29, September 15–16, October 27–28, and December 8–9.
  • The rate decision is normally announced at about 2:00 p.m. Eastern Time on the second day of each meeting.
  • As of early 2026, markets see a low probability of a January cut , with higher odds for cuts later in the year, depending on inflation and jobs data.

So if you’re asking “when is the US rate cut announcement?” right now (late January 2026), the key date on the calendar is:

January 28, 2026 – FOMC rate decision expected around 2:00 p.m. ET.

What to watch after January

Even if January ends up being a “hold” rather than a cut, markets and analysts are focused on spring and fall 2026 (especially March, June, and September meetings) as the more likely windows for additional cuts, subject to how inflation cools and how the labor market holds up.

Forum-style takeaway

If you were posting this on a money or markets forum, a concise reply might look like:

Rate decisions (including any cuts) are announced at 2 p.m. ET on the last day of each FOMC meeting. Next one is Jan 27–28, 2026, so watch around 2 p.m. ET on the 28th. After that, the key 2026 meetings to watch for possible cuts are March 17–18, June 16–17, and September 15–16, depending on how inflation and jobs data come in.

TL;DR: Next potential US rate cut announcement window is January 28, 2026 at about 2 p.m. ET , with more chances at the March, June, and September 2026 meetings if the data justify it.

Information gathered from public forums or data available on the internet and portrayed here.