You usually get Form 1095-A from the Health Insurance Marketplace , not from your employer or regular insurance card.

Quick answer: where to get Form 1095‑A

If you had coverage through the Health Insurance Marketplace (HealthCare.gov or a state marketplace), you can get your 1095‑A in two main ways:

  • By mail:
    • The Marketplace sends a paper copy to the mailing address you used when you applied for coverage, typically in January or by early–mid February for the prior tax year.
  • Online in your Marketplace account:
    • Sign in to your HealthCare.gov or state marketplace account.
    • Open the application for the tax year you’re filing (for example, your 2025 application when filing 2025 taxes).
    • Look for a “Tax forms” or “1095-A” section and download the PDF of your form.

You do not get Form 1095‑A from your doctor, your job’s HR department, or directly from your insurance company; it comes from the Marketplace that managed your plan.

If you haven’t received it

If it’s near or past February and you still don’t see your 1095‑A:

  1. Log in to your Marketplace account and double‑check you are viewing the correct year’s application and tax forms.
  1. Check your mail and any email notices from the Marketplace, including spam/junk folders.
  1. If it’s still missing or looks wrong (name, SSN, coverage months, or dollar amounts), contact the Marketplace call center and ask them to issue or correct your 1095‑A.

Why you need it

  • Form 1095‑A is the Health Insurance Marketplace Statement that you use to complete IRS Form 8962 and reconcile any premium tax credit on your federal tax return.
  • Filing without it, or with incorrect numbers, can delay your refund or cause IRS notices later.

If you had Marketplace coverage last year and are getting ready to file your taxes, your 1095‑A should be available in your online account and/or mailed to you during tax season; if not, reach out to your Marketplace support line for help.

Information gathered from public forums or data available on the internet and portrayed here.