Sir Jim Ratcliffe is widely reported to be resident in Monaco, but he divides his time between several high‑end homes across Europe.

Quick Scoop: Where does Sir Jim Ratcliffe live?

Sir Jim Ratcliffe’s official residence is in Monaco, a tax haven where he changed his tax domicile around 2020 and where he is described as now living. This move has been reported as potentially saving him billions in UK taxes, provided he spends enough days there each year.

Beyond that, he is not tied to one single house. Public reports and sports/business coverage describe a lifestyle spread across multiple properties rather than a single “family home.”

Main reported bases

From recent coverage, you can think of his living situation like this:

  • Monaco – described as where he “now lives” and his tax residence.
  • Lake Geneva, Switzerland – a large lakeside estate, near where Michael Schumacher has a home.
  • Hampshire/New Forest, England – coastal estate/plot at Thorns Beach and luxury country hotel interests.
  • West London (Chelsea) – a property near the Grenadier pub, linked to where he conceived the INEOS Grenadier 4×4.

In practice, he’s portrayed as a globe‑trotting billionaire who “splits his time” between Monaco, Switzerland, and the UK rather than someone with one fixed everyday address.

Simple answer

If you just want the short version:

  • Official/tax residence: Monaco.
  • Regular bases: homes in Monaco, Lake Geneva (Switzerland), Hampshire/New Forest and Chelsea in London.

Because of privacy and security, his exact street addresses are not public, only general locations and the fact that he spends time between these main homes.

Information gathered from public forums or data available on the internet and portrayed here.