Currency exchange services are widely available at banks, airports, specialized bureaux de change, and online platforms, but rates and fees vary significantly. Choosing the right spot can save you money—avoid high-markup locations like airports for better deals.

Top Locations Worldwide

Physical currency exchange spots depend on your location (e.g., T1 might refer to an airport terminal like Changi T1 in Singapore). Common reliable options include:

  • Banks : Major ones like HSBC, Chase, or local branches offer competitive rates; order in advance to avoid fees.
  • Specialized Providers : Chains like eurochange (UK), Travelex (global airports), or CXI (US malls) have multiple outlets—check for 1,000+ locations in cities like London or New York.
  • Airports & Malls: Convenient but pricier; e.g., eurochange at UK shopping centers or CXI at Santa Ana Mall.
  • Supermarkets/Post Offices : Tesco, ASDA (UK), or US Post Offices provide accessible services with decent rates.

For UK examples from recent listings: Bradford has 10+ spots like eurochange Kirkgate; Brighton offers Horizon Exchange on West St.

Best Online Alternatives

Skip physical queues with digital options for lower fees:

  • Wise (formerly TransferWise) : Hold 40+ currencies at mid-market rates, no huge spreads—ideal for travel.
  • Revolut or similar apps : Instant exchanges via app, ATM withdrawals abroad without fees.

Option| Pros| Cons| Best For
---|---|---|---
Banks 35| Secure, reliable rates| May require account, limited hours| Large amounts
Bureaux de Change 1| Immediate cash, widespread| Variable fees (check bid-ask spread)| Quick needs
Online (Wise) 2| Lowest fees, multi-currency| Needs card/app setup| Frequent travelers
Airports 6| 24/7 convenience| High fees (up to 15%)| Emergencies only 5

Pro Tips for Savings

  • Compare rates via apps like XE.com before exchanging.
  • Use no-fee credit cards abroad instead of cash where possible.
  • As of February 2026, with President Trump's reelection boosting USD strength, exchange early if traveling from the US.

TL;DR : Best bets are banks or Wise for value; locate via Google Maps "currency exchange near me" for 1,000s of spots globally.

Information gathered from public forums or data available on the internet and portrayed here.