where to get money order
You can usually get a money order at big everyday places you already visit. Here are the main options and how they work.
Where To Get a Money Order (Quick Scoop)
1. Big-name stores and pharmacies
These are often the easiest, lateāhours options.
- Walmart ā Money orders at the customer service desk or MoneyCenter; fees are typically around 1 dollar or less per order, with limits often up to 1,000 dollars per money order.
- 7āEleven ā Sells money orders (usually via MoneyGram or Western Union) with limits around 500 dollars and small percentage-based fees.
- CVS, Rite Aid ā Pharmacy chains that sell MoneyGram or Western Union money orders, generally up to 500 dollars per order with low fees.
- Regional groceries (Kroger, Publix, Safeway, Meijer, etc.) ā Many supermarket customer service desks offer money orders through Western Union or MoneyGram; fees and limits vary by store.
Think of these places as your āgrab a money order while you shop for groceriesā option.
2. Post office (USPS)
The post office is one of the most widely accepted and reliable places to buy a money order.
- Sold at most USPS locations.
- Typical limits: up to 1,000 dollars for domestic money orders (you can buy more than one if needed).
- Fees are usually a few dollars or less per order, depending on the amount.
- USPS money orders are widely recognized and can often be cashed at banks, some stores, and other post offices.
If youāre unsure where to go, the post office is a safe default, especially for rent or bill payments.
3. Banks and credit unions
Many banks and credit unions sell money orders to customers, and some sell them to nonācustomers for a fee.
- Good if you already bank there and want everything tied to your existing account.
- Fees may be higher than big-box stores, but sometimes theyāre discounted or free for certain account types.
- Limits are often similar (around 1,000 dollars per money order), but this varies by institution.
If you want a more āformalā feel than a grocery store, your bank or credit union is a solid choice.
4. Money transfer companies
Specialized brands focus on money orders and transfers.
- Western Union ā Offers money orders at many agent locations: supermarkets, checkācashing stores, pharmacies, and standalone counters. Limits often up to 1,000 dollars, with fees that vary by location.
- MoneyGram ā Available in many Walmarts, CVS locations, and convenience stores; limits often up to 1,000 dollars with low perāorder fees.
Youāll usually find these brands āinsideā another business (like at Walmartās MoneyCenter or a grocery store service desk).
5. Checkācashing and financial service stores
Local checkācashing shops, payday loan stores, and small money service businesses often sell money orders.
- Often open late and on weekends.
- Fees can be higher than big box stores, so theyāre more of a convenience option than a budget option.
- Helpful if you donāt have a bank account or need cash services in one place.
6. How to choose the best place
Different spots are better depending on what matters most to you.
- Lowest fee: Walmart, some grocery stores, and convenience stores typically charge around 1 dollar or less.
- Highest trust/acceptance: USPS and banks are widely trusted for rent or official payments.
- Long hours: 7āEleven, Walmart, and many convenience stores stay open late or 24/7 in some areas.
- No bank account: Supermarkets, convenience stores, and money transfer agents are often easiest.
Hereās a quick comparison:
html
<table>
<tr>
<th>Place</th>
<th>Typical Limit (USD)</th>
<th>Typical Fee Range</th>
<th>Good For</th>
</tr>
<tr>
<td>Walmart</td>
<td>Up to 1,000</td>
<td>About $1 or less</td>
<td>Cheap & convenient everyday use</td>
</tr>
<tr>
<td>7āEleven / convenience stores</td>
<td>Around 500</td>
<td>Small flat or % fee</td>
<td>Lateānight / quick access</td>
</tr>
<tr>
<td>USPS post office</td>
<td>Up to 1,000</td>
<td>Low singleādigit dollars</td>
<td>Rent, bills, widely accepted</td>
</tr>
<tr>
<td>Banks & credit unions</td>
<td>Often up to 1,000</td>
<td>Varies; sometimes higher, sometimes discounted</td>
<td>Existing customers, more formal payments</td>
</tr>
<tr>
<td>Western Union / MoneyGram</td>
<td>Often up to 1,000</td>
<td>Varies by agent/location</td>
<td>Many locations, flexible hours</td>
</tr>
<tr>
<td>Checkācashing stores</td>
<td>Varies</td>
<td>Often higher</td>
<td>No bank account, quick oneāstop services</td>
</tr>
</table>
7. Quick stepābyāstep (what happens when you go)
Wherever you go, the basic story is similar.
- Decide how much you need the money order to be for.
- Go to the customer service desk, bank teller, post office window, or money transfer counter and ask for a money order.
- Pay the amount plus the fee (usually with cash or debit; some places restrict credit cards).
- Fill out the payee name, your name/address, and memo if needed, then sign where indicated.
- Keep the receipt or stub in a safe place in case the money order is lost or you need to track or cancel it.
Bottom note: Information gathered from public forums or data available on the internet and portrayed here.