The correct answer is life insurance.

Explanation

  • Life insurance is specifically designed to provide money to other people (your beneficiaries) if you die, protecting them financially rather than protecting you.
  • Health insurance mainly covers your own medical costs while you are alive.
  • Property insurance protects your belongings (like your home or car), not other people directly.
  • Disability insurance replaces your income if you cannot work due to illness or injury, again protecting you rather than others.

So, if the question is “Which type of insurance policy would someone get to protect others only?”, the best choice from the list is life insurance.

Information gathered from public forums or data available on the internet and portrayed here.