The record for most UEFA Champions League titles as a player is six, jointly held by five players, all with strong Real Madrid links.

Quick Scoop

  • Francisco (Paco) Gento – 6 titles with Real Madrid in the European Cup era.
  • Luka Modrić – 6 titles with Real Madrid, including recent wins in the 2010s and 2020s.
  • Dani Carvajal – 6 titles with Real Madrid, starring as a long‑time right‑back.
  • Nacho FernĂĄndez – 6 titles with Real Madrid as a versatile defender.
  • Toni Kroos – 6 titles (1 with Bayern Munich, 5 with Real Madrid).

In forum and social media discussions, many fans still instinctively answer “Paco Gento or Cristiano Ronaldo,” but updated stats since Real Madrid’s more recent wins mean this elite group of five now share the all‑time record for most Champions League titles as players.

In short: if you’re asking “who has won the most Champions League as a player?”, the modern, up‑to‑date answer is that five players are tied on six medals each, with Gento as the historic legend and Modrić, Carvajal, Nacho and Kroos as the current era’s record holders.

Information gathered from public forums or data available on the internet and portrayed here.