Klarna doesn’t have a single “owner” – it’s a publicly traded company with a mix of founders, institutional investors, and public shareholders owning its shares.

Quick Scoop: Who owns Klarna?

Klarna is owned by Klarna Bank AB (publ) , a Swedish fintech company headquartered in Stockholm and now listed on the New York Stock Exchange under the ticker “KLAR.” Being “publ” and publicly listed means its ownership is spread across many shareholders rather than one parent company.

1. Founders and insiders

Klarna was originally founded in 2005 by three Swedish entrepreneurs:

  • Sebastian Siemiatkowski (CEO)
  • Niklas Adalberth
  • Victor Jacobsson

Over time, as Klarna raised money from investors and then went public in 2025, the founders’ percentage stakes were diluted, but they are still significant “insider” shareholders and retain strong influence, especially Siemiatkowski as long‑time CEO.

2. Big financial backers

Before and around the IPO, Klarna attracted a long list of heavyweight investors, many of whom still hold meaningful stakes:

  • Venture capital and growth funds:
    • Sequoia Capital
* Silver Lake Partners

* Atomico
  • Strategic / financial investors over the years:
    • SoftBank (through Vision Fund 2)
* Ant Financial (Alibaba’s fintech arm)

* Visa and others in payments and banking.

These firms helped fund Klarna’s expansion and in return acquired substantial shareholdings, especially before the IPO.

3. Public shareholders after the IPO

In September 2025, Klarna went public on the NYSE in one of the largest IPOs of that year, raising hundreds of millions of dollars and valuing the company in the tens of billions. Since that IPO:

  • Shares are widely held by:
    • Large institutional investors (mutual funds, pension funds, ETFs)
    • Hedge funds and active managers
    • Individual retail investors who buy KLAR stock on the market

Because trading happens every day, the exact top holders and their precise percentages can shift over time, especially as funds rebalance or new investors come in.

4. Simple way to think about it

If you’re asking “who owns Klarna?” in 2026, the most accurate, up‑to‑date answer is:

  • No single person or company fully owns Klarna anymore.
  • Ownership is split between:
    • The founding team and other insiders (management, employees with stock).
    • Pre‑IPO backers like Sequoia, Silver Lake, SoftBank, Ant Financial, and others.
    • Public investors who hold KLAR shares via the stock market.

For the very latest breakdown (top 10 shareholders and exact percentages), investors typically check recent ownership reports and filings that track KLAR’s institutional holders.

Meta description (SEO):
Wondering who owns Klarna? Learn how Klarna’s ownership is split between founders, major venture backers, and public shareholders after its 2025 IPO, plus the latest context around its investors.

Information gathered from public forums or data available on the internet and portrayed here.