are banks open on presidents day 2026

Most traditional banks will be closed on Presidents Day 2026 (Monday, February 16), but ATMs and online/mobile banking will still work, and a few exceptions like TD Bank will be open.

Are banks open on Presidents Day 2026?

Quick Scoop

• Presidents Day 2026 falls on Monday, February 16, 2026 , and is a federal bank holiday.

• Most banks and credit unions will be closed , including big names like Bank of America, Chase, Wells Fargo, Citibank, PNC, Truist, and others.

• TD Bank is a notable exception and is expected to keep its branches open on Feb. 16, 2026.

• Federal Reserve Banks and many brick‑and‑mortar branches will be closed, so in‑person teller service is generally unavailable.

• Stock markets (NYSE, Nasdaq, U.S. bond markets) will also be closed that day.

What you can still do with your bank

Even though lobby doors are mostly shut, your money isn’t “stuck.”

• Use ATMs : Cash withdrawals, balance checks, and many deposits are still possible at ATMs.

• Online & mobile banking: You can usually check balances, move money between your own accounts, and pay bills via your bank’s app or website.

• Phone banking : Many banks keep automated phone systems running so you can verify balances or recent transactions.

Do keep in mind that some transactions (like external transfers or mobile check deposits) may post a business day later because the banking “business day” is paused for the holiday.

Mini planning guide for Feb. 16, 2026

If you need a teller or branch-only service (like cashier’s checks, in‑person wire setup, or certain account changes), plan around the holiday:

1. Check your specific bank’s holiday page (or Google “[Your Bank] holiday schedule 2026”) to confirm branch status and hours.

2. Handle urgent in‑person tasks on Friday, Feb. 13 or Tuesday, Feb. 17 , when normal operations resume.

3. Use ATM or mobile deposit for checks if the timing isn’t critical.

4. If you bank with TD Bank , you can likely still walk into a branch on Presidents Day 2026, but it’s smart to confirm local hours.

Related “what’s open” context

• Post offices (USPS) : Closed; no regular mail pickup or delivery on Presidents Day 2026.

• Federal government offices : Closed for the holiday.

• Most retail stores and groceries (like Walmart, Target, Aldi, Costco, etc.) : Open with generally normal hours, though exact times vary by location.

TL;DR: If you’re wondering “are banks open on Presidents Day 2026” , assume no for most physical branches, yes for ATMs and digital banking, and maybe for a few exceptions like TD Bank—so always double‑check your specific branch’s holiday hours.

Information gathered from public forums or data available on the internet and portrayed here.