Most traditional banks in the U.S. are closed on Presidents Day because it is a federal bank holiday, and the Federal Reserve is closed that day.

Quick Scoop

  • Brick-and-mortar bank branches: Typically closed on Presidents Day (Washington’s Birthday), with no in-person teller service.
  • Federal Reserve and payment systems: Closed, so many payments, wires, and check processing are delayed until the next business day.
  • ATMs and digital banking: Still available 24/7, so you can withdraw cash, check balances, transfer between your own accounts, and often deposit checks via mobile.
  • Exceptions: A few banks (for example, some TD Bank branches and certain regional/community banks) may stay open or keep limited hours, so it’s always smart to check your specific branch’s hours online before you go.

What this means for you

If you need to:

  • Cash a check or get a cashier’s check: Plan to do it the business day before or after Presidents Day, since lobby and drive‑through services are usually closed.
  • Receive a direct deposit: It may post the next business day if it’s scheduled for Presidents Day, because ACH processing pauses on federal holidays.
  • Move money between banks: You can schedule it online, but the transfer will typically not complete until banks and the Fed reopen.

Mini “forum-style” take

Some people treat Presidents Day as a “bank day off but online day on” — they can still pay bills in the app, but anything that needs a human at a branch waits until Tuesday.

Others are caught off guard when a paycheck or check deposit hits a day later than expected because of the holiday freeze in the Federal Reserve system.

So, if you’re asking “is the bank open on Presidents Day,” the safe assumption is no for the physical branch, yes for online/ATM access —but double‑check your own bank’s holiday page or Google listing for your exact location.

Information gathered from public forums or data available on the internet and portrayed here.