You usually get your Form 1095-A either by mail or by downloading it from your health insurance Marketplace account (like HealthCare.gov or your state exchange).

What Form 1095-A Is (Quick)

  • It’s a tax form that reports your Marketplace (Obamacare) health coverage and any advance premium tax credits paid for you.
  • You need it to correctly fill out IRS Form 8962 and file your federal tax return if you had Marketplace coverage.

How to Get Your 1095-A Online

For most people who used HealthCare.gov or a state Marketplace, here’s the basic path.

  1. Log in to your Marketplace account
    • Go to the same website where you enrolled in your health plan (for many states, that’s HealthCare.gov).
  1. Pick the correct year’s application
    • Under your existing applications, choose the tax year you’re filing for (for example, your 2025 application if you’re doing 2025 taxes), not the current year’s in-progress application.
  1. Find the “Tax Forms” section
    • In the menu, look for “Tax Forms” on the left side or similar wording.
  1. Download your Form 1095-A
    • Under “Your Form 1095-A,” there should be a link like “Download PDF.” Click that to save or print it.
 * If you see a version marked “Corrected,” use that one instead of the earlier version.

If You Didn’t Get It in the Mail

  • Form 1095-A is usually mailed by mid‑February for the prior year if you had Marketplace coverage at any point.
  • If you don’t see it in your mailbox or online account, you should contact the Marketplace call center or your state exchange support line and ask them to resend or fix it.

Why You Should Wait for It

  • Tax software and the IRS expect your 1095-A details; if you file without it when you had Marketplace coverage, your return can be rejected or delayed.
  • Once you have the form, use it with Form 8962 to reconcile any advance premium tax credits on your return.

Bottom note: Information gathered from public forums or data available on the internet and portrayed here.