How to get a voided check

A voided check is usually easy to get: use a blank check from your checkbook, write “VOID” across the front, and keep the routing and account numbers visible. If you do not have paper checks, many banks let you print a direct deposit form or account verification form from online banking instead.

Quick Scoop

Here are the most common ways to get one:

  1. Use a personal check and write VOID in large letters across the front.
  2. Download a direct deposit form or voided-check PDF from your bank’s website or app.
  3. Ask your bank or credit union for a counter check or account verification letter.
  4. If your employer accepts it, provide your routing and account number instead of an actual voided check.

Best options

If you already have checks, the simplest route is to void one yourself and hand it over. If you do not have checks, online banking is often the fastest backup because some banks offer a printable direct deposit form with the same account details.

What to avoid

Do not sign the check, and do not cover up the routing or account numbers. If you are using a printed form from a bank or a generator, make sure your payroll or billing department accepts that format first, since some still want a bank-issued document.

Simple example

If your employer asks for a voided check for direct deposit, you can usually give them either:

  • A check from your checkbook marked “VOID.”
  • A bank-generated direct deposit form.
  • A counter check or verification letter from the branch.

TL;DR

The fastest path is: checkbook if you have one, online banking if you do not, and your bank branch if you need an official printed substitute.