For 2025, 400% of the federal poverty level in the 48 contiguous states and D.C. is $62,600 for a 1-person household , $84,600 for 2 people , $106,600 for 3 people , and $128,600 for 4 people. For each additional person, the amount increases by $22,000 ; monthly amounts are also available if you need them.

Quick answer

If you want the rule of thumb:

  • 400% FPL = 4 times the poverty guideline for your household size.
  • The exact dollar amount depends on household size and location because Alaska and Hawaii have higher figures.

2025 400% FPL

Household size 400% FPL annual income 400% FPL monthly income
1 $62,600 $5,216.67
2 $84,600 $7,050.00
3 $106,600 $8,883.33
4 $128,600 $10,716.67
5 $150,600 $12,550.00
6 $172,600 $14,383.33
[1][3]

Why it matters

People often use 400% FPL to check eligibility for health coverage subsidies, financial assistance, and some public programs. The federal poverty level is an administrative measure tied to household size, not just a single flat number for everyone.

If you want, I can also give you the 2026 figures or calculate 400% FPL for your exact household size and state.